California Wholesale Interest Rates for 30 Yr. Fixed - Pricing for April 12.

Pricing for California Wholesale Interest Rates improved again today so the wholesale rate is back between 4.75% and 4.875%.

This was for the 30 Yr. Fixed for a Conforming Loan for April 12.

The table below is the result of my daily Loansifter search to find the best wholesale interest rates for a typical scenario from my company approved lenders in California.

Note that pricing can change at anytime throughout the day, and your pricing may be different based upon your particular scenario.

This morning, April 12, 4.875% has a price of 100.312. The price at 4.75% is 99.456.

In addition to a thorough financial planning analysis, I share these wholesale interest rates and prices with my clients upon request to help them make an informed decision of whether or not to refinance, and of course when to lock the rate.

This is what I mean by Transparent Lending, i.e., my clients "see what I see."