Several Homes Closing however....

The process is difficult with banks scrutinizing every nook and cranny of someones life!!! I am amazed at the knee jerk reaction of these banks and underwriters who can't seem to see the forest thru the trees. For instance Buyers with 20% down and a small $350k loan A+ credit rating and income and assets. BOA is requesting to see a State Wide Buyer Seller Advisory???? Why I ask is that any concern of the banks??? The underwriter has had the borrower going bank and forth to her bank to get all electronic bank deposits and withdrawls from the branch. This is over kill and docs which should of long since gone out are still waiting!!! Frustrated is not the only word,,,BOA and all major institutions are what is blocking business from occurring.