Bob Santucci of Healdsburg Alive and Kicking

Hi Everyone,

It has come to my attention that I am not posting enough here to qualify as a leader in Healdsburg Real estate. In the great words of Pat Paulsen all I can say is picky, picky, picky.

I say that tongue in cheeck because this has been a very busy time in real esate for us. We have well over fifteen great listings and we are doing everything possible to provide superior custome service.

The area that I have been weak in is posting here in this great community. About a year ago I started a weekly real estate column for America On Line. I will start posting those columns here as well.

Here is a sample of last weeks column.

www.Patch.com

This morning record slow job growth reported this morning it proves that this recovery is going to be slower than ever. Nationally there were only 18,000 jobs created. California though had a positive report yesterday. Strong and better than expected jobs reports in California hopefully will keep us on this painfully slow recovery. There have been seven weeks of poor jobs reports coming in and that can be fatiguing at best. So with a good jobs report this morning at 414,000 unemployed and under 400,000 unemployed being the target we will see another dip in interest rates. This should help the stock market a bit but of course bonds will take another hit.

If you are at all getting close to locking in a home purchase loan it is time to speak with your lender NOW. Loan limits are changing to a lower limit for many types of home loans. Although the deadline for this is not for quite a while it will take up to six weeks to process some of these depending on the type. You will definitely need the lead time and if this were a stronger market you could get caught in a surge which would delay and possibly disqualify you.

Remember that USDA rural home loans are still available now but funding will dry up soon. USDA is a great loan for the Healdsburg market area and a product that is often overlooked.

BIG TIP TIME! If you are selling your home in this market ....

•1. Let your Realtor price it. It is fine to be skeptical but, you did hire a person that does this every day and it is a tough market so take their lead but ask questions.

•2. You may need to invest $10,000. to get your place ready for market. It is competitive out there and not a lot of people are getting their properties in top shape for this market.

•3. Be patient. If you do not have an offer in 60 days then it is one of three challenges. Wrong Price, Poor Marketing or Property Condition.

I post my column every Friday the research that it requires has been great at keeping me up to the moment with the latest rules and what the lenders are seeing coming down the pipeline,

www.GreatHealdsburgRealEstate.com www.FineHealdsburgRealEstate www.HealdsburgRealEstate.com

www.MillCreekRoadHomes.com www.WikiupHomes.com