Wachovia Short Sale - "Fast Track"

If you have a home loan with Wachovia and are considering a short sale, reach out to us today to learn about Wachovia’s “Fast Track” short sale program. The program was created by Wachovia to assist homeowners that have loans with World Savings, World FSB, Golden West Financial and of course Wachovia. This new program has been streamlined to enable fast and easy processing of the short sale.

This program was introduced statewide in 2010, yet very few Realtors® are aware of it. The program was started by Wells Fargo after they aquired both Wachovia and World Savings bank. They determined that it makes more sense financially for everybody involved to create a streamlined program to facilitate market value sales on loans that were issued by Wachovia, World Savings, and Golden West. These loans were acquired at a discount, so they can afford to write these loans off of their books.

We have built a strong relationship with a manager of Wachovia, which allows us to move the files through even quicker than the standard processing times. If you are considering a short sale, please don’t hesitate to contact us and find out how we can assist you.

Some of the key differences with the Wachovia Short Sale include:

• No Hardship letter is required.
• Tax returns and paystubs are not required.
• Wachovia is committed to a 7 Day approval process.
• The “Fast Track” program provides for pre-approved short sales which allow the property to be sold for a higher price and in a quicker time frame.
• This program also offers possible “Cash for Cooperation” of up to $5,000.
• Home owner does not need to be late on their mortgage payments.
• Credit report will reflect “settled for less than owed”.
• Wachovia deficiencies will be forgiven.

Contact us today to learn more about this program!

Wachovia (Wells Fargo)
866-642-8608
General Information: 866-642-9405
Fax: 866-260-3962
LM Dept: 877-213-7063
Home Equity Short Sale Dept: 877-455-6091
Home Equity Short Sale Dept Fax: 866-729-9592
HAFA Phone: 800-922-4684
HAFA Fax: 866-359-7363

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