10 Steps To Getting Yourself "In Shape" To Be A First Time Homebuyer-Ryan Vaught Chico Homes

The following items are the keys to being ready, willing and able to purchase when

you find the right home. Doing the homework and getting your papers in order will

make the home buying process much easier.

Step #1. Be pre-qualified by a mortgage loan officer.

Step #2. Obtain a mortgage pre-approval.

Step #3. Have the necessary funds in your checking account to write an initial earnest money check.

Step #4. Have the remaining money for your down payment easily accessible.

Step #5. If you are receiving a "gift letter" for a portion of your down payment, be sure to

have the money transferred into your savings account.

Step #6. Pay balances on revolving credit cards.

Step #7. Do not make big purchases (such as a car on installment payments) prior to

getting loan approval and closing on your new home.

Step #8. Have a credit report run by a credit agency so that you can see what might be on the report and clear up any credit problems.

Step #9. Find an attorney to review an "offer to purchase agreement".

Step #10. Be aware of the dates you can move.

Currently Ryan has about 40+ listings in inventory, and will have sold over 23 homes so far in 2008. Please don't hesitate to contact me with any questions about Chico area real estate.

Interested in learning more about the Chico area or Ryan
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website

Ryan Vaught, Realtor
Keller Williams Chico CA
Office Phone: (530) 343-2959

Ryan's Current Listings

Chico MLS Search

Today's New Listings

16 Reasons to Choose Me

Why Ryan?

Commercial & Income Property

© Ryan Vaught Real Estate
RyanVaught.com | VaughtRealEstate.com | VaughtProperties.com | ChicoSolds.com | ChicoCondos.com | ChicoInvestmentProperty.com | ChicoHomesByRyan.com

		2050 4th Street, Thermalito	$795,000
			6100 Sq. Ft.
		Quality bank owned commercial property with a great location. Parcel is 1.39 acres. Potential uses of property include boat, RV or auto dealership, mechanic shop, tire shop an... More Information on 2050 4th Street

		4 Taige Wy, Chico	$679,500
		4 Bedroom 3.5 Bath	2800 Sq. Ft.
		Come home and relax in this spacious and elegant custom home. Full of every upscale amenity you can imagine including an Epicurean kitchen, imported white oak hardwood floors,... More Information on 4 Taige Wy

		1454 Broadway St, Chico	$650,000
		4 Bedroom 4 Bath	3600 Sq. Ft.
		Turn of the century historic Diamond Match Company Victorian home on the historic registry. Qualifies for historic tax reduction. The home is in near original condition with i... More Information on 1454 Broadway St

		477 Southbury Lane, Chico	$535,000
		4 Bedroom 3 Bath	2806 Sq. Ft.
		Welcome to your new spacious home with custom floor plan, loaded with extra features such as Italian tiles, walk-in pantry, cherry wood raised panel cabinetry, stainless steel... More Information on 477 Southbury Lane

		11767 Butte Creek Island Rd, Chico	$449,000
		3 Bedroom 2 Bath	1612 Sq. Ft.
		Take a deep breath and enjoy every minute in this beautiful rural setting and fine home with acreage. This home is located about 15 minutes from Chico, just off of Honey Run R... More Information on 11767 Butte Creek Island Rd

		408 Paseo Companeros, Chico	$445,000
		3 Bedroom 2 Bath	1806 Sq. Ft.
		Remodeled Home nestled on a quiet street along the creek. Large lot size with room for an RV. Home has a covered deck/patio outside, where you can enjoy the peaceful setting. More Information on 408 Paseo Companeros

		60 Glenview Way, Oroville	$399,000
		3 Bedroom 2 Bath	1729 Sq. Ft.
		Beautifully maintained home. There are great features including a newer roof, HVAC, granite counter tops, granite around the fireplace, and new paint. This home is in great co... More Information on 60 Glenview Way

		1099 Columbus Ave, Chico	$365,000
			3640 Sq. Ft.
		Newer 2003 built triplex. New carpet in all units, and fresh clean exterior paint. Has nearly zero vacancy, potential for upside in rents. Very low maintenance. 3 units, rents... More Information on 1099 Columbus Ave

		1869 Rose River Ave, Chico	$359,000
		3 Bedroom 2.5 Bath	1994 Sq. Ft.
		One of the best lots in heritage oaks! This home faces the forest and Teichart pond with easy access to walking & biking trails leading to Bidwell park. A one-of-a-kind backya... More Information on 1869 Rose River Ave

		10 Patrick Ct, Oroville	$315,000
		4 Bedroom 2 Bath	1650 Sq. Ft.
		This beautiful contemporary home is located on a quiet cul-de-sac and in a wonderful neighborhood. Close to boating, hiking, and shopping. This home has lots of great upgrade... More Information on 10 Patrick Ct