Average CA Foreclosure Timeline...

These are based on the California conditions that the banks are not overwhelmed and will follow some sort of guidelines. More or less this is the minimum time frame...

30 Days of Delinquency: A Pre-Lien is issued and mailed to the borrower

60 Days of Delinquency: Lien is issued on the property by the loan servicer.

90 Days of Delinquency: Notice of Default (NOD) is recorded and certified mailed to the borrower. The defaulting property owner has 3 calendar months to cure, or payback the default amount.

Within 30 Days after the NOD: 2nd Notice of Default Certified Mailed

90 Days after the NOD: Trustee schedules a Trustee's Sale (auction).

21 Days After Notice of Sale: On the date of sale, trustee sells the property to the highest bidder. This sale is usually held at the trustee's office, or at the County Courthouse (call trustee for updates on time, date, place).

If Unsold:Property becomes an real estate owned (REO) and will be placed back on the market.