We've seen market prices come down in California. Redding and Shasta County have had significant price decline in market value of homes. What two years ago was not affordable is now much more reasonable and attainable for the first time home buyer.
Talk with your lender or mortgage officer to see if you can qualify. If you do not know a lender or mortgage officer, I would be happy to refer you to several. You will need to discuss your financial goals and current situation. They will help you to determine what you can afford and the terms of the loan you will be applying for. Getting this first step out of the way, helps you to move forward with confidence. This is an important investment for people and doing it correctly will help you attain the goal.
Next we would want to discuss your goals and needs. A time frame should be established. Learning about the current market can take some time. If you've been researching market values on the internet, you will be ahead of the game. Seeing on the internet and actually physically being there can be different, however. If you are thinking of owning your own home, start going to Open Houses and note the square footage, number of bedrooms and baths and location of the homes as to price. These things will help us to know and understand the current market. It will make knowing when we have found a deal or the right house for the right price.
If you'v done none of the above, that's alright. Give me a call and I can help you begin. I love helping and working with first time home buyers and reaching the success of our goal....owning your first home.
It may be a good time for you to begin this process and if we are not quite there....give it some time and set your plan into action. It's worth working for and goal setting is the first step to attaining the goal.
I am Jeanean Gendron and you can reach me at 530 276-7417. I answer my phone.
Shasta County MLS Listings by Price ~ Short Sale and Foreclosure Listings ~ Redding and Shasta County's Total Real Estate Resource
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While a declining housing market is not considered good for the economy as a whole, first time home buyers, investment buyers, and those with good credit may benefit from buying homes for sale in this climate. With the combination of steady and low interest rates, and dropping prices of homes for sale, buying can be a wise move. You can get still more information about home buyers which I browsed on internet can fetch you help.
Jeanean, it sounds to me like you love to help potential homeowners set and achieve goals. Great recommendations. I hope that the readers can understand that speaking with you could save them time and hassle while helping them to avoid pitfalls.