Sacramento Home Buyers Ask Their Real Estate Questions

Time to ask your Sacramento Realtor, Gena Riede those burning questions from Sacramento home buyer, home seller and homeowners.

Todays question is from home buyers who have lots of questions.

Dear Gena,

Why is it important for a home buyer to have their own Realtor representing them and how much does it cost?

Future Home Buyer

Dear Future Home Buyer,

Having your own representation is extremely important for several reasons. One being that your best interests are put first by the Realtor that represents you. The Realtor who represents the home buyer and no one else, only has the home buyers interest at heart. They do not represent the seller or give the seller equal time. They represent you, solely and completely.

As far as how much does it cost the home buyer to have a Realtor represent them? Nothing as long as the seller is paying the commission for both the listing agent and the buyers agent. More times than not, this is never a cost to the home buyer. I have represented many home buyers in my career and it has never been an issue. The seller has always paid and the buyer never has paid.

Happy house hunting to you and I hope that you will make sure that you are properly represented with your own Realtor.

Dear Gena,

I called an agent and just wanted to see a house. All the questions came pouring out through the phone and he wanted to meet with me beforehand. Is this normal or was he pulling something?

Angry Home Buyer

Dear Angry Home Buyer,

The agent you called sounds like a good Realtor. Someone that would jump in their car and show you a house hasn't had much experience. This is what I call an inexperienced agent who is very hungry and may not do you any service at all.

A good Realtor will meet with you, talk to you about what you are looking for and lead you to a good Lender where you can get pre-qualified first before ever looking at a house. An experienced Realtor is your best source for finding a Lender. We know the good ones and the ones to avoid. They are not all cut from the same cloth. The current real estate market should be enough of a lesson about Lenders and how important a good loan is and what a bad loan can harm you. There are still Lenders out there that qualify home buyers only to have the buyer pay a deposit on a house, pay for a home inspection and for an appraisal to find out that there is no loan for them. What a waste of time and money! Wouldn't you rather do it right and be qualified by a reputable Lender so that your money isn't wasted?

Realtors are a valuable resource for you during and after the home buying experience. It's important to remember that every Lender MUST give you a ‘good faith estimate' that will show you all of the cost involved in buying a house. There is more than just the cost of the house and as a home buyer you need to know what those costs are.

So, give this Realtor a try. He asked you all the right questions and is looking out for your best interests.

If you have a real estate question that you would like an answer to, be sure to check out and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate Voice.

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