4 wishes for 2009 - highlights from a recent article in SF Chronicle

In case you haven't read the last featured article in the San Francisco Chronicle's Real Estate section, "Here Comes 2009 - More pain or at long last relief for the Bay Area's housing market? Ready or not. . .", I have summarized 4 key points (actually a wish list from Bay Area experts) so you won't have to:

1. Hopeful push from Obama's administration on a loan modification program
2. Tax credit for home buyers
3. Push by the Federal Reserve to do whatever it takes to restore the flow of credit
4. Jumbo loan money more accessible for San Francisco Bay Area