Experience that counts when it matters the most. Here is another letter of recommendation from a family in Santa Clarita that we recently helped avoid foreclosure.
September 20, 2011
To Whom It May Concern:
With the economic crisis that the majority of Americans find themselves in, via mounting debt and housing depreciation, it is critical that one finds competent guidance with sound measures for domestic relief. Thankfully, I found this professional assistance with Jennifer and Gary Ricco.
Whether it be by way of fortunate coincidence or what I continue to describe to my beloved wife as divine intervention, Jennifer and Gary came into my like and their concerned application and tenacious spirit truly to this day provide their clients with comforting security. Their concern for detail and professional articulation are traits - I assure you - revered by their associates in the highly competitive field of real estate.
My first home depreciated by over $200,000 and as a husband, father, and local high school teacher, I was lost. With Jennifer and Gary Ricco, I was found; my bleak situation was countered by these two professionals who remain steadfast in their admired efforts for resolve. Had it not have been for the Ricco's the smiles I witness daily on my wife's and daughters' spirited faces may not exist - for this, I will remain forever indebted to them.
Jennifer and Gary Ricco sold my home within six months; their skilled diligence offers me now a second chance at being a home owner. Words will never suffice in acknowledging my gratitude for their determination. It really was invaluable the day my wife and I decided to empower Jennifer and Gary Ricco to represent our family.
"Jennifer and Gary Ricco are not just Realtors, they remain dear friends - Thank you!"
Sincerely,
Brant, Gina, Kadyn and Shalyn
If you're missing mortgage payments now is the time to make the right choice for a stable future, EDUCATION is key! We can help you find the key to financial stability through education and a greater understanding of your alternatives. Are you missing payments, have you received a notice of default or notice of trustee sale? Banks are now stepping up their foreclosure process don't sit idle and wait for your lender to make a decision about your financial future. Gary and I are all about home retention; in some cases this can be accomplished with others we show our clients the alternatives, all available pre foreclosure options. Are you facing foreclosure? Confused about what options are available to you? You need to understand what all the implications are, do not make a decision about your financial future until you have sat down with professionals who have a proven track record. Make sure you explore all of your options before you do not have any left to choose from.
If all other options have failed and you need to consider a short sale here are the biggest concerns we hear from distressed homeowners; how am I going to pay for the Realtors commissions and all my closing costs?? The answer is, Your Lender is assuming all of those costs, you will not pay for the Realtors commissions or the closing costs associated with your short sale transaction. If a homeowner qualifies for the HAFA program and it's successfully negotiated, YOUR lender will also pay is up to $3000.00 for moving expenses. There are many reasons why it is so very important to sit down with a well educated real estate team who can explain all of these options and many more.
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