Business

Refinances should only be done if there is a benefit to the borrower or if the client needs money or for an emergency. Making insane amounts of money on one loan while putting the client in a bad sitaution is just bad news. It makes more sense as an LO to produce more volume. The more people you deal with the more chance you have of establishing a larger networking base. If you treat one customer right based on experience, they will send you their friends and family.