One Step Closer

Wow! It really happened! We were approved for our loan modification. After my husband was laid off almost a year ago, we've been trying to stay in our house and work out a lower mortgage payment. It's been a long, tedious, stressful process, but finally VICTORY! Does going through the process make us an expert? I don't know, but if you need any advice, e-mail me.

Our loan rate has been modified to 3.2% for 2 years, then after that it raises up 1 percent for the next two years. After that, we don't care! We are just happy to be one of the few that has made it through the process. It was totally the Lord - we know that. This will give us breathing room until the real estate market straightens out (which we know it will).

We are one step closer in our journey to live on 10% and give away 90%, and we are excited!

Live To Give