Thanks to all that understood where I was coming from with this!!!

With everyone going crazy over banks not having enough money to pass out so much credit we sometimes forget to appreciate what we already have. I was just saying to another blogger that wrote a nice blog that maybe this was a chance for people to slow down with their spending and start living within their means for a little while. I also remember looking at the legacy's that have been passed down by generations of families leaving homes as the biggest piece of wealth for most regular working Americans. Those legacy's have been destroyed by people pulling all the equity out and just creating so much debt that they can't even afford it all. Soon the only legacy's that will be passed down from families is a ton of debt. I have a client right now whose mother just passed and he has so much debt now that he needs professional assistance to cope with it. No matter how much money we receive from China or any other country that decides to buy into our securities it wont stop until we the consumer slows down on our spending and live within our means. Do you know that there was a time that most homes had only one working adult, yes I said ONE and now that is truly a thing of the past for most considering all the upgrades that we think we need to make us happy. Until we become happy with just ourselves we will always be in debt because we will always chase the dream of happiness lye's within material possessions...