Eagle Harbor & Fleming Island Plantation--What is a PUD?

A what? A PUD? In Fleming Island Florida? PUD--Planned Urban Development. What does that mean to you, the future homeowner? CDD fees (A community development fee). HOA fees (Homeowner Association fees).

How are they put together. And, how can you use this information to benefit you? First and foremost let us understand what this is and how to use it.

Think of each area as a parcel of land. Then think of each parcel of land as needing to profit. Parcels of land can be divided. As they are divided there are differences. Generally, and keeping mind each has it's own personality, so generally:

There are condos. Multi-family living. These are sort of like apartments, but not. You own the area within the condo. Each month, generally, there are condo fees. Those condo fees keep the areas and the condo (generally) in good repair.

Then there are townhomes, or another smaller type of attached living. These are slightly different than condos in that you technically own the land beneath the townhome, but the surrounding area is still community.

After you have smaller land parcels with smaller type starter homes. You know, about 1500 square feet, little backyards--perhaps the garage is in the front of the home. These are closer together, you definately know your neighbor!

Then start to think larger land parcel, mid-size home--bigger back yard. Then larger land parcel again, large home.

Finally we get to the estate size lots, and large homes. And, if near water--waterfront.

The beauty of Eagle Harbor and Fleming Island Plantation is you have these. Each community has a distinct home type and as you look closely enough you can see the general characteristics. And as such you can start to figure out what type of home you want to purchase.

Generally speaking planned communities have full amenity centers with golf, swim centers, on occasion a weight room, or perhaps a soccer field and such. The CDD fee goes to pay for the initial infrastructure (water, sewer, etc.) and the HOA takes care of common areas within each community. A CDD is part of the taxes and generally has a set number of years. An HOA has no end, and is typically run by a group with officers and such--something the homeowners may be a part of--although there is not a guarantee.

Oh, and the best part! Schools! You have schools that are in walking or biking distance. Schools where you can get to know your friends and walk to their homes. Schools where everybody knows your name!

Good stuff---and Jenni Galli, the Team Lead with the Galli Team---where I am a buyer agent has amazing listings in these areas. Check them out! They are on the gowithgalli.com site, and I hope you will check them out!

God bless and good night!