State Farm Won’t Roll The Dice In Florida | Should They Get You Auto Insurance Business?

State Farm is the most recent of the national insurance carriers to announce that it will no longer be writing home owners insurance policies in the state of Florida. This announcement will effect approximately 1.2 million Florida households many of which are located in the Miami and South Florida area.

Critics are quick to point out that State Farm agents may be tempted to steer their clients to Citizens for their homeowners insurance while trying to retain the auto and life insurance business by offering "multi-line discounts", however Citizens may not be the best fit for all current State Farm customers.

I defend State Farms right to only engage in those insurance lines in Florida that they feel will be profitable however customer retention of their auto, life and other insurance lines may be a tough battle.

If you are a State Farm customer, have questions regarding insurance related matters or would like to explore your insurance options for your current home or a home you are purchasing please contact one or all of the following Miami Insurance experts that I know and trust.

For new policies or renewals

Gisela Castro of EWM Insurance 305-632-4034 or E-mail

or

Armondo Silva-Trujillo of Insurance Corner 305-642-1885 or E-mail

For mitigation inspections that can deliver substantial savings

Ralph Cabal of Cabal Inspection Service 305-256-7369 or E-mail

For issues on a claim with your current carrier

Daniel Guilfoyle III of Public Adjusters Inc. 305-233-4441 or E-mail

See The Florida Realtors article on this topic

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