UNBELIEVABLE, ALL-TIME LOW INTEREST RATES!

Rate Sheet

July 23, 2010

Conventional Rates based on a loan amount of $200,000 with 720 Credit Score

Conventional Loans with PMI require 720 Score

VA/FHA/USDA Rates based on a $200,000 with a 720 Credit Scores

Rate: Term: LTV: Points/Origination:

Conventional:

4.375% 30 Years 90% None

3.875% 15 Years 90% None

VA :

4.25% 30 Years 100% None

FHA:

4.25% 30 Years 96.5% None

Rural Development (USDA):

4.75% 30 Years 100% None

FHA Limit for Bay County is $396,250.00

VA Limit is $417,000.00

USDA Income Limit $74,050 for 1 -4 People

$97,750 for 5 - 8 People

Rates are subject to change without notice!

This information is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined in section 226.2 of Reg Z.