After a week of intensive training I now can navigate Colonial Bank's mortgage software and loan guidelines. It is a different world at Colonial Bank from where I came from (Wells Fargo). I made a comment on my last blog that we need to go back to basics.
Well that's what I did. With my move to a small regional bank it has opened up programs that I have not had with a national lender. There is also a higher desire to assist customers with their financial goals. I see it in the attitudes of the managers all the way down to the support staff.
Here's what I can offer to my clients:
Conventional loans in Alabama, California, Colorado, Florida, Georgia, Idaho, Louisiana, Mississippi, New Mexico, North Carolina, Nevada, Tennesee, Texas and South Carolina.
FHA loans in Alabalma, Florida, Georgia, and Mississippi.
VA loan in Alabama, Colorado, Florida, Georgia, New Mexico, Nevada, Tennessee, and South Carolina.
Portfolio loans in Alabama, Florida, Georgia, Nevada, Tennessee, and Texas.
Products I can offer to my clients;
FHA, FHA Renovation (both Streamline and Full 203k), Foreign Nationals, Condos & Non-Warrantable Condos, Homes with Excess Land, Investment Properties, Manufactured Homes, Construction-To-Permanent and Jumbo Loans.
Over the next several days I will breakdown each program and give a brief overview on what a customer needs to qualify for these loans.
If you want to know more now, just give me a call.

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