Tips on Getting Your Home Insurance Lowered

Tips on Getting Your Home Insurance Lowered

1) Did you know that having a good credit score counts? Some companies reward customers with up to a 10% discount just for having good credit.

2) Age of Home counts too. Homes built after 2002 automatically get a discount because they comply with the new Florida building codes.

3) If you have a central burglar or fire alram you can save more money on your policy.

4) There is a retiree discount available as well. Some companies give discounts to those who are 65 or older.

5) Mitagation Credits. You may have heard of this word a lot especially lately.

What it means is that a simple roof inspection can confirm if your home qualifies for several discounts such as:

• Roof replacement after 2002
• Hurricane clips or staps
• Having 8d nails
• Hip shaped roof
• Secondary water resistance
• Hurricane shutters or hurricane proof glass

If your home was built after 2002, then you automatically already receive this credit.

Things that could drive your premium up are:

1) Vicious breed of dogs on the property

2) Swimming pool diving boards or slides

3) Having a previous insurance claim on file, especially a liability.

Note: Trampolines are no longer permitted.

When shopping for an Insurance Agent, I have a full list of them available at my website located at www.KellyKleinSoldMine.com

Kelly Klein, Broker Associate

Red Hot Realty