Lets face it, regardless of our historical client profile, most realtors and loan officers have had to change their approach to this most difficult market. Those of us who have made it through, what we all hope to be the deepest part of the housing market decline, have had to modify our business and marketing models.
We, at Academy mortgage, realized long ago that the majority of business that we'll see in the upcoming months, possibly years, revolves around the government loan. With our throwback approach to the mortgage business, having local underwriting and processing in our office, we are closing FHA and VA loans in 3 weeks or less.
As the big banks continue to navigate through the storm, which includes recapitalization and an almost non-existent ability to loan, we have focused on supporting the realtors and their customers that are out today...the FHA and VA borrower.
Notwithstanding the challenges in the local market, like the inability to get mortgage insurance in Florida, let Academy help you with the valuable business you currently have. We take a "try to" approach to underwriting and if we can't get a deal done, we'll let you know immediately.
My team has over 35+ years of mortgage experience. Give us a try!
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