There are no special banks required to finance a modular home. That’s because banks recognize the quality of these homes. Unlike a mobile home, you can go to any lender to obtain financing just as you would for a site built home. We have worked with many of the local banks in our area and are willing to work with all of them.

There are several things you may need in order to get qualified for a construction loan. First, we need to look at the survey of your property, discuss the size of home you want/need to build and pick out a floor plan that fits on your property. If we don’t offer a floor plan that you like, you can provide us with a sketch or give us a floor plan that you have. We can customize the floor plan of your choice through our modular manufacturer.

Second, we need to discuss the different options available to you in way of upgrades. Some of the more common upgrades are metal roof, tiled or wood floors, hardy siding, and impact windows. Every project is different.

Everyone has a different budget and we work within your budget. Thirdly, once we have your project planned out, we will draw up the contracts and provide you with a copy for the bank. The bank will usually need a copy of the blueprints for an appraisal. If you choose one of our floor plans we will provide you with a set of prints to take to the bank at No Cost!!

Once you receive loan approval from the bank, we will sign contracts, and start the permitting process. We work closely with your bank from start to finish insuring that your home is completed in a well scheduled and efficient manner.