8 Ways That You Can Sell One More Home Each Month

Have a Customer with a Lower Credit Score that Needs Help ?

Did you know that Wells Fargo is the Only Lender doing VA and FHA loans with a Credit Score Minimum down to 600 ?

Have a Buyer that Likes a House , but is scared of the payment OR doesn't make enough money to qualify ?

Wells Fargo is one of the few Lenders that offers a 5/1 ARM on FHA or VA loans Example :

With 1% Origination Today on a 200,000 Sales Price, You Have an Option Between 3.25 % on a 5/1 ARM = $858.85 P&I only 5.0% on a Fixed Rate = $1059.39 P&I only

That qualifies for almost 20 % more house or 20% less income.

Have any Customers Over 62 years of age that would move to Florida, but are afraid of making 2 House Payments ?

• Put Money Down and make no payments For Life
• No Credit Score Needed §No Income Verification
• Purchase and Refinance Options available

Have a Home that Needs Some TLC ?

• New Cabinets ?
• New Flooring ?
• New A/C ?
• New Paint ?
• New Roof ?
• New Bathrooms ?
• New Appliances ?
• Structural Problems ?

....One Time closing and all work financed in !!

Where do you go to finance a Manufactured Home?

Wells Fargo is one of the Last Lenders to still offer financing for Manufactured Homes even Single Wide

Need a Jumbo with a Credit Score down to 660 ?

Do a Blended Jumbo with at 75% CLTV with a Blended Rate the same as a NC rate at 70%.

Make a Happier Seller and Buyer when Negotiating a Contract with Listing Edge.

• Save money for the Buyer and Seller by using points to lower the payment vs. lowering the sales price
• Original Price: $200,000, rate 5.25% w/0 points, Down payment of 3.5% = $1178 in P&I&MIP
• Reduced Price: $180,000, rate 5.25% w/0 points, Down Payment of 3.5% = $1060 P&I&MIP at a cost of $20,000 to the seller
• Listing Edge: $193,000, rate 4.625% w/4 points, Down Payment of 3.5% = $1064 in P&I&MIP at a cost of only $15,000 to the seller
• Listing Edge 5/1 ARM: $200,000, rate 3.25% w/1.5 points, Down Payment of 3.5% = $914 in P&I&MIP at a cost of $3,500

Have a Condo to Sell , but no one knows How to Finance Them ?

• Up to 80% LTV and 95 % CLTV with seller held financing
• If you have issues with delinquent HOA dues, reserves, or Fidelity Bond , you can do a Streamline at 75% LTV primary or 70% second home

Your Local Wells Fargo Home Mortgage Consultant can help you, contact one today!