Helplines for Homeowners

HOMEOWNER ASSISTANCE

HUD Foreclosure Help Resources links by State: http://portal.hud.gov/portal/page/portal/HUD/topics/avoiding_foreclosure/local

HUD-approved housing counseling agencies http://www.hud.gov/offices/hsg/sfh/hcc/fc/

HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.

HUD National Servicing Center (NSC): (888) 297-8685

Are you having difficulty working with your FHA lender or do you feel the lender is not responding to your questions? Whether you are attempting to prevent your home from going into foreclosure or just do not understand why your mortgage payment changed, HUD's National Servicing Center may be able to help you get the answers you need from your lender.

HOPE NOW https://www.hopenow.com 888-995-HOPE (4673)^TM

HOPE NOW is an alliance between counselors, mortgage companies, investors, and other mortgage market participants. This alliance will maximize outreach efforts to homeowners in distress to help them stay in their homes and will create a unified, coordinated plan to reach and help as many homeowners as possible. Find a list of participating lenders on the home page link listed above.

Making Home Affordable http://www.makinghomeaffordable.gov
If you don't have computer access, you can get information on this program through the HOPE NOW hotline: 888-995-HOPE (4673)

Refinancing: Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today's lower mortgage rates perhaps due to a decrease in the value of their home.

Modification: Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income.

Find out if you are eligible at: http://makinghomeaffordable.gov/eligibility.html

Assistance for Military: http://hap.usace.army.mil
The Department of Defense (DOD) offers the Homeowners Assistance Program (HAP) to eligible service members and federal civilian, including non-appropriated fund, employees. The program is authorized by law, and administered by the US Army Corps of Engineers (USACE) to assist eligible homeowners who face financial loss when selling their primary residence homes in areas where real estate values have declined because of a base closure or realignment announcement.

The American Recovery and Reinvestment Act of 2009 (ARRA) temporarily expands the HAP to assist service members and DOD employees who are wounded, injured or become ill when deployed, surviving spouses of service members or DOD employees killed or died of wounds while deployed, service member and civilian employees assigned to BRAC 05 organizations, and service members required to permanently relocate during the home mortgage crisis.

Success Investment Realty 800-590-9458 SearchOrlandoMLS.Com