Miami Mortgage Spotlight - Best Homebuyer and Refinance Rates are Available Now

www.OnePlaceOpenHouse.com

The Best Mortgage Rates are Available Now!

Mortgage rates are currently at an all time low at 4.25% and this is great news for homebuyers and homeowners looking to refinance to lower rates. Accordingly to Jacinta Shambley (Mortgage Banker with Access e*Mortgage in Miami, FL) “Rates are at an all time low” so it’s historically one of the best times in recent history to get financed.

First Time Homebuyers

While the government finished the $8,000 tax credit as of April 2010, FHA loans still allow first time homebuyers to get into homes with as little as 3.5% down. FHA loans have been around for a long time, but have recently emerged more into the spotlight due to the flexible qualifications that favor first time homebuyers. With great rates and low home values, it really is a great time for first time homebuyers to purchase homes.

An important part of home buying is finding your dream home, and it is essential to work with a knowledgeable real estate agent. Getting pre-approved lets the agent know that you’re not just kicking the tires and are serious about finding a home. Agents put more effort into serious buyers so getting pre-approved should be your first step.

Access e*Mortgage provides a free pre-approval service and you can get one by simply calling 786-379-5626.



Refinance

Rates are currently at all time lows and product availability is the best it has been in the past 3 years. Homeowners should take advantage of low 15-year rates (3.75%) to help reduce the principal on their loans. If your rate is currently above 5.25%, going from a 30-year to 15-year loan helps accelerate principal reduction and won’t increase your monthly mortgage payment.
You can call Access e*Mortgage at 786-379-5626 to inquire about your refinance.

If you are interested in selling or buying a home or condo in the Miami area we would love the opportunity to meet with you and discuss your real estate needs. From mortgage, relocation and residential services our peace of mind full service real estate brokerage has you covered. Call today or contact via email for a free consultation.

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2875 NE 191 St

Aventura, Florida 33180

Miami Best Real Estate Team

ERA Herman Group Real Estate

Direct: (786) 704-8482

Email: MiamiBestTeam@aol.com

www.OnePlaceOpenHouse.com

Free Appraisal Close your real estate transaction with Miami Best Real Estate Team/ERA Herman Group and Access e*Mortgage and we will refund your appraisal fee at closing. Or make a donation to a charity of your choice on your behalf Coupon is transferable