100% financing may still be available in Florida www.SKIPtheBULL.com 
Don't listen to all of the negative news programming about mortgages. You don't need 20% down and you don't need a 720 credit score to get a loan.
VA & USDA loans may be available with 100% financing and at a great interest rate with a 620 Credit Score! (subject to change and underwriting guidelines & approval)
Call you local Mortgage Broker or ask you REALTOR for a referral to an honest Mortgage Broker. A mortgage broker will shop your loan among several wholesale lenders and find a program to fit your needs and situation.
If your credit score is under 620, there may be a lender or two that will take your loan if you have been paying your bills on time for the past 12 months. It's worth speaking to a mortgage broker before deciding on your own that you won't get approved!!!
IT'S A GREAT TIME TO BUY - DON'T MISS OUT!!!
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