No money down financing is STILL available!

Have you ever heard of the USDA Rural Housing Financing? You're probably thinking this is for farm land, but it actually applies to single family homes in some of the outlying areas in Tallahassee and surrounding counties। We have been using this program for over 10 years and based on the number of properties that have sold under it, there is a very low number of foreclosures on this program। This represents USDA's commitment to making sure that the buyers who use this special program show an ability to repay the mortgage.A USDA Rural Housing loan allows a client to finance the entire sales price PLUS any and all closing costs and prepaids that the seller isn't paying. A seller is not limited to 3% or 6% and can, in fact, pay all of the closing costs and the prepaids for the buyer. It truly is a no money down program for qualified buyers.

One of our preferred lenders emailed me today that he just locked in a borrower at 5.5% on a USDA Rural Housing loan. This homebuyer will bring NO money to the transaction and they will have NO mortgage insurance (literally saving them almost $100 per month). By the way, their credit score is in the low 600s! If you're thinking about a new home, this program works for new Turner Heritage homes in our Linzy Mill, Flowers, and Hidden Meadows communities in Wakulla County, Heritage Hills in Jefferson County, and Cascade Falls in Gadsden County.

Let us know if you would like to benefit from an amazing financing program like this one. The best way to find out is to get pre-approved for this financing. This service is free, it's confidential, and there's absolutely no obligation. We have found pre-approval gives buyers peace of mind and confidence in shopping for a new home because they know they qualify and they know what their monthly payment is going to look like when they actually commit to the home they want to own.