Broward Florida Home Loan serving, Parkland, Coconut Creek, Deerfield Beach, Coral Springs, Margate, Pompano Beach, Lighthouse Point, Hillsboro Beach, Tamarac, North Lauderdale, Lauderdale-by-the-Sea, Sea Ranch Lakes, Oakland Park, Wilton Manors, Lazy Lake,

1^ST Continental Mortgage is Miami Dade, Broward, and Palm Beach Florida FHA Mortgage Specialist. We are approved by HUD to originate FHA Mortgage loans throughout Miami Dade, Broward, and Palm Beach Florida and beyond.

Fill out a Quick Application Call us with any questions in regards to FHA financing at 954-391-8387

Miami Dade, Broward, and Palm Beach FHA Mortgage Specialist.

•· Low Down Payment of 3% and 100% financing options available.

•· 95% of Appraised Value Cash-Out Refinance

•· FHA Streamline Refinance

•· NO Income Maximum Limits

•· Gift Funds: 3% down payment can come from FRIEND, FAMILY MEMBER OR NON PROFIT

•· Seller CAN PAY UP TO 6% OF YOUR CLOSING COST!

•· Down Payment Assistance

•· NO Cash Reserves Required

•· Gap in Employment OK

•· Self Employed 1-2 Yrs OK

•· Permanent Alien OK

•· NO pre-payment penalty

•· FHA Secure

Not two generations ago, it was difficult for home buyers in Florida to get a mortgage from their local financial institution without a 20% Downpayment. Few people could manage the savings required and many otherwise qualified Floridians didn't get approved for the funds to buy a home in Florida because they did not have the minimum Downpayment to qualify for a Florida Mortgage.

Although recent problems in the subprime market have made lenders more careful about how they extend credit, it's still very possible to buy a home in Florida with little or no money down. To learn more about our Florida home buyer programs, just give us a call at 1-800-570-0448 or use our quick application to inquire today!

No Money Down Programs for Florida Home Buyers

For sure, it is much easier today to be a Florida home buyer than it was a generation ago. Even if you don't have substantial savings or perfect credit, 1st Continental Mortgage works with many lenders still willing to make loans to borrowers with limited cash for Downpayment

In fact, today in Florida 7 out of 10 first time home buyers make a Downpayment of 10% or less. A good many Floridians buy their homes with no money down at all.

Because most people who sell an existing home have some equity which can be applied to making the Downpayment on the new home, no down payment financing is most attractive to Florida first time home buyers. However, these loans are an option for all home buyers whether they have equity from a prior sale or not.

Don't be persuaded that your lack of a Downpayment means you can't become a Florida homeowner. Call 1-800-570-0448 or use our quick application to find out how simple it is to take advantage of 1st Continental Mortgage's excellent no money down mortgage programs.

With 10 plus years of helping home buyers and first time home buyers become homeowners, the skilled and experienced mortgage lenders of 1st Continental Mortgage can help you own a Florida home using these excellent no money down Mortgage programs:

• 106% Financing For Florida Home buyers - Closing costs in Florida vary but typically run from 4-6 percent of the value of the transaction. Using a 106% Florida mortgage is an excellent way to create a truly no money down home mortgage. Call 1-800-570-0448 to get pre-approved for this no money down program today! Quick Application!

• 105% Financing For Florida Home buyers - Right now sellers of homes are a little more flexible in dealing with prospective Florida home buyers because of the slower Florida housing market. That means 105% financing is often enough to produce a true no money down real estate transaction for the Florida real estate buyer, especially if your Realtor® can negotiate some help from the selling side. To learn more about our 105% mortgage programs, call 1-800-570-0448 or apply securely online for a no money down Florida mortgage. Quick Application!

• 103% Financing for Florida Home buyers - Having an experienced Mortgage Lender working with you and your Realtor® in structuring your offer to purchase is one way that many Florida home buyers get to the closing table with 103% financing. Our loan officers are standing by to answer any questions you might have about our mortgage programs for home buyers at 1-800-570-0448. Call now for a quote on 103% financing or any our other Florida lending no money down mortgage programs! We can get you a loan whether you're financing a modular home in Broward County or a single family block home in Orange County. We will make a fixed rate no money down home loan easy! Quick Application!

• 100% Financing For Florida Home Buyers - Interest rates are at historic lows and an oversupply of well built homes with high days on market! Florida home buyers should not let the lack of funds for a Downpayment make them miss what looks to be one of the best buying opportunities in Florida residential real estate in many years. A 1st Continental Mortgage representative will be happy to discuss how you can buy your Florida home with 100% finance lending. Call 1-800-570-0448, or inquire using our contact form for a no obligation quote on 100% financing from our best Florida lenders. Quick Application!

• 80/20 Financing For Florida Home buyers - Although private mortgage insurance is now deductible in many cases, many of our Florida mortgage clients want to avoid PMI but still get 100% financing. We have structured many combo loans with an 80% first mortgage and a 20% Second Mortgage or home equity line of credit to avoid PMI and still achieve a purchase money mortgage with no Downpayment requirements. Call 1-800-570-0448 or use our contact form for a quote on an 80/20 no money down combo mortgage to buy your Florida dream home. Quick Application!

• 97% Financing For Florida Home buyers - A few years ago a seller's agent faced multiple offers and could pit Florida home buyers against each other in a bidding war before accepting the highest and best offer. Now home buyers can drive through subdivisions in most Florida metros and find plenty of for sale signs. Motivated seller's agents are receptive and often willing to kick in 3 to 9% toward buyer's closing costs and Downpayment without a corresponding increase in the offered price. In this way, even 97% financing can become the way to buy a Florida home with very little money out of pocket. Call 1st Continental Mortgage right now at 1-800-570-0448 for full details on our 97% Florida mortgage loans. Quick Application!

Florida Mortgage Programs

FL Real Estate Home Loans

When you decide to apply for a Florida home loan through 1st Continental Mortgage, you're dealing with experienced full-time mortgage lending professionals who know FL real estate. We offer a huge assortment of mortgage programs built around Florida home buyers and homeowners.

Whether you're buying a first home using our great FHA mortgage program or refinancing a home you already own using traditional Florida mortgage financing, nothing helps more than having a seasoned Florida mortgage lender working hard to make your dreams a reality.

As a well established and seasoned Florida mortgage business, 1st Continental Mortgage and our employees are far from being the new kids on the Florida home loan block. Established in 1997, 1st Continental Mortgage has delivered low mortgage rates, great terms, and on time real estate closing to Florida mortgage clients for a decade. Why not give us a call today or use our convenient quick application to see what we can accomplish together!

Superior Florida Home Lending Solutions

Here is what three of our recent Florida home lending clients had to say about the Mortgage financing they received from us.

"As first time Home Buyers, we were not sure what to expect from a mortgage company. Tom and 1st Continental Mortgage made applying and getting pre-approved for our FHA loan simple. Tom was very thorough in explaining our loan options and staying in touch with us from start to finish. We're happy to recommend him to anyone needing a home loan."

Janice - Miami, Florida

Many First Time Home Buyers Are Eligible For No Money Down Mortgages

You may be pleasantly surprised how much money the same amount you are spending on rent every month can buy if you apply it toward a low fixed rate Florida mortgage. Why not take a step toward building equity for yourself and your family? Call 1st Continental Mortgage today at 1-800-570-0448 or use our secure online Florida mortgage quick application to get a no money down mortgage for a first time home buyer in Hillsborough County or any of the other Florida counties we serve.

Quick and Easy No Money Down Programs for Florida First Time Home Buyers

Some Florida first time home buyers hesitate because they think that the no money down loan process is too complicated or time consuming.

Not so.

1st Continental Mortgage pros have been making getting loan approvals for Florida first time home buyers easy, stress-free, and straightforward for over ten years now. We can help you get the keys to a Florida home that you own. Call 1-800-570-0448 and ask about our special no money down first time home buyer mortgage programs.

Our no money down programs for Florida home buyers include all of the following:

• Low fixed rate Florida mortgages with terms of 40,30,20,15, and 10 years;
• First time home buyer programs for Florida Jumbo and Super Jumbo Mortgages for the purchase of luxury homes;
• No money down mortgage first time home buyer programs that allow for contributions from the seller and use of gift programs to pay closing costs and prepaids;
• Florida no money down programs with Interest Only periods of 1, 3, 5, and ten years;
• Both conventional and FHA home loan programs designed specifically for first time home buyers with less than perfect credit who want a low cost alternative to a sub prime mortgage;
• Excellent programs for first time buyers seeking to purchase mobiles, modular or trailer homes with land.

Don't miss one of the best times to buy a home in Florida because you don't have a Down payment The call and consultation are free and without obligation. Call First Continental Mortgage at 1-800-570-0448 to learn more about buying your first Florida home with no money down.

Parkland, Coconut Creek, Deerfield Beach, Coral Springs,Margate, Pompano Beach, Lighthouse Point, Hillsboro Beach, Tamarac, North Lauderdale, Lauderdale-by-the-Sea, Sea Ranch Lakes, Oakland Park, Wilton Manors, Lazy Lake, Parkland, Coconut Creek, Deerfield Beach, Coral Springs, Margate, Pompano Beach, Lighthouse Point, Hillsboro Beach, Tamarac, North Lauderdale, Lauderdale-by-the-Sea, Sea Ranch Lakes, Oakland Park, Wilton Manors, Lazy Lake, Parkland, Coconut Creek, Deerfield Beach, Coral Springs, Margate, Pompano Beach, Lighthouse Point, Hillsboro Beach, Tamarac, North Lauderdale, Lauderdale-by-the-Sea, Sea Ranch Lakes, Oakland Park, Wilton Manors, Lazy Lake,

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Hollywood,

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Parkland,

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