Is there a way to get the bank to Place a Halt on Foreclosures?

And just like that, the foreclosure proceedings came to a standstill.
Desperate times call for Desperate measures, correct? In a last ditch effort for homeowners to stay in their homes and to stall or even halt the foreclosure process, the homeowners are now reaching for any last ditch effort to stay in their homes.

What is the last ditch effort you may ask? It is asking the bank for the "ORIGINAL PAPERWORK" on the mortgage. What do the banks do? Well they have to stop the foreclosure process until the original paperwork can be found, in most instances it has been sold so many times, or placed in some storage area that no one knows where it is.

Does it work in all instances, NO, but it can in some instances cause the judge to delay the foreclosure process long enough for the banks to work with the homeowner and maybe renegotiate the mortgage. This has been sent by email to me many times over the past few weeks, and I feel that if it helps the homeowner stay in the home and work something out with the bank then yes it should be used as the last ditch effort. I have heard that it has worked in some instances, it could be dependent upon how much sympathy the judge has for the homeowner. I do also understand that this may also be avoiding the inevitable, even if only for a while, and I would hope that the homeowner would also recognize this as well.