The 10 Commandments When Applying For A Mortgage Loan

Thou Shalt NOT change jobs or become self employed

Thou Shalt NOT buy a Car, Truck or Van unless you plan to live in it

Thou Shalt NOT use credit cards or let payments fall behind

Thou Shalt NOT spend the money you have saved for your down payment

Thou Shalt NOT omit debts or liabilities from your loan application

Thou Shalt NOT buy furniture until after the loan closing

Thou Shalt NOT originate any new inquiries against your credit report

Thou Shalt NOT make large deposits into or out of you checking account with out consulting your loan officer

Thou Shat NOT change bank accounts

Thou Shalt NOT Co-sign a loan for anyone

Thou Shalt NOT purchase anything on credit until after the loan closing

Thank you in advance for not making drastic changes in your finances during the mortgage process; I appreciate your business and look forward to seeing you at the closing table.

Congratulations on your new home purchase.

Jim Poole 813-205-7958

Florida Loan Originator

NMLS # 351358

Lic. # L0678