Do you Live in Tampa, FL and you owe more on your home that what it's worth? Consulting with me for a Short Sale, can offer you some REAL help, and answer all of your questions. But first, I have to share a story with you. About 7 months ago, I took a listing that was referred to be by a past client. That client, referred her neighbor next door (that was in worse shape than they were) to me for Short Sale Help too.
Like with all of my clients, we sit down for the listing appointment and the first thing we do, is an initial consultation, so that I can truly understand where you, the seller of your home, is coming from. Then, and only then, do I ever offer and advise, help and start planning a strategy to help you obtain your goals, dreams, and desires.
I give the clients all of the information they need, refer them to an attorney that can answer the Lis Pendents for a minimal cost, negotiate the short sale from beginning to end, and even obtain a deficiency waiver and a complete release from the short sale outstanding mortgage obligation. Every conversation was to give more value and see what they needed, and offer all of the information they need to make a very sound decision from the beginning.
One of the first things I tell people when they have a lot of "stuff" a.k.a. "CLUTTER" is to purge unwanted things daily, and store or move (out of the house) anything they will not use in the next 6 months. P.O.D.S. (Portable on Demand Storage) are a great way to start packing yourself, a little at a time, that is almost always guaranteed to leave your house in show ready condition.
So I tell my clients all of this more than 6 months ago, I also tell the neighbor (next door listed with me) that the tenant that has been living there rent free for months should really start looking for another place to permanently reside. After several months go by and we are marketing showing and getting offers on the homes, I remind them its a good idea to go ahead and start packing. I also let them know we will give them both a minimum of 30 days notice of when it looks like we will need them to vacate the home.
We get a signed contract for 45 days out, and it even gets extended by 2 weeks, and the seller STILL has not packed nearly anything. Finally, I give her the phone number to PODS with a coupon code for a discount, and remind them we are under contract and they need to vacate no later than the day of settlement. Don't you know we had to extend BOTH of the closing dates because neither seller was out for the buyers final walk through.
I was so shocked and was nearly speachless telling the buyers agents on these transactions, they are not vacated yet even though they are supposed to be.
I get it, I totally understand that you want to stay there as long as possible, and that it IS hard to leave your home. However, when we talked 6-7 months ago, you were already behind on your mortgage payments, not making ends meet, and that's why I am here ... to make it all go away for you!
Sellers PLEASE do your part and work with me (or your current agent) to make sure that you are doing your part per the contract that you have already agreed to. By the time we get to this point, my seller has had a lot of time to get everything together and make final moving arrangements.
It is so inconsiderate (as a human being) to not think of the other parties in the transaction, and especially to leave the buyer to figure out what they should do next, because you didn't vacate your home in time for their walk thru prior to closing.
Do the right thing because honestly, integrity, and karma will always prevail, and give you back what you gave out.
It's important you trust me, or anyone you work with to guide you through this process. I know you have more questions or need some help with that to do next. You can reach me, Katrina Madewell, on my cell phone at (813) 777-1196, to answer all of your questions.
Katrina
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