Lightening strikes Twice

Lightening does indeed strike twice in Real estate. And it may become more than an odd occurrence. I am working with a buyer, again , who may have no credit. Always pays bills , has no credit cards, however in this case there are car payments that may help us out. This may be more and more the norm as young folks tighten their belts in these uncertain times. So if you are working with young first time buyers yo ironically have to advise them on how a little debt is a good thing!!Ssecond time it has happened to me in 12 months. I am wondering if there will be a trend of these challenging types of folks who want to buy a home