Home Retention Options for Hawaiian island residents.

Here on the small and lush Garden Island, we have two primary types of homeowners. Those foks who live on the island, many of whom were born and raised here. The second type of owner is an absentee owner, those who have their second home or vacation rental properties on Kauai. In the current distressed property market, the members of our community who live here and are having problems with their mortgage or payments are the Kauai residents that need the most care and assistance. Even though one might think that everyone knows about their options and the government programs to assist, believe me they don't/

Yesterday, I held my first Home Retention 101 Seminar, and had over two dozen homeowners that were able to attend. We covered a lot of ground as you can see from my seminar overview slide. When I get out in the field with distressed homeowners and hear how many people have been ripped off by loan modification scams, only to still be unsuccessful in modifying their loan, I get quite upset. I could feel the frustration yesterday and yet I cannot fix the banking and mortgage fiasco. I do what I can to educate homeowners as to their rights, their options, and what type of action represents a solution from their current challenging situation.

If you know someone in the state of Hawaii having these challenges, kindly give them my number. I may be able to help. I am certainly able to educate and answer questions. Mahalo