Hey Folks,
Sorry I've been late sending these out. As you can guess it's been pretty crazy on our end with the rate drop. GREAT time to refi or purchase!
Interest Rates, 30 day lock (wholesale rates, usually lower than banks advertised rates)- as of 12/15
30 yr fixed: 4.625% w/ 2 points, 4.75% w/ 1.125 points, 4.875% w/ .125 points
15 yr fixed: 4.5% w/ 1.5 points, 4.625% w/ .875 point, 5.75% w/ .25 points
30 yr Jumbo: 4.875% w/ 1 point, 5.125% w/ .5 points, 5.875% with 0 points
Products
The following are available in the market:
•· 100% Financing on 30 yr fixed (geographic/income restrictions)
•· Stated Income/Stated Assets (720 FICO and 500k net worth)
•· 100% VA financing up to $793,750. VA jumbo available up to 1 mil.
•· Jumbo Loans
•· CondoTels
•· 90% Financing on Construction loans
•· 10-40 yr fixed rate programs
Feel free to call me for updated rates and scenarios. Have a great week!
Pete
Visit http://www.HawaiisMortgageGuy.com to prequalify
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