First Things First

Alright, you've decided that it's time to buy a home, what is the first thing you should do?
Go find the perfect house?
Start shopping for furniture?
No! You absolutely need to get your funding in order immediately. I'd love to show you homes right away, it's one of my favorite parts of this job. I don't want you to find the perfect house only to discover that you aren't qualified to buy it.
So, first things first, figure out how you're going to afford a house. If you're like a majority of the population, this means you have to go shopping for a lender. Every lender is different, they offer different services, different fees, different interest rates or they may have different qualifications needed for approval. Don't be afraid to shop around, you need to make sure that you're getting the best service out there.
Choose the right bank, the right loan, and discover just how much you able to afford. Then get a prequalification or preapproval letter, this gives the Realtor an idea of what you can afford, and it will make make your offer more solid.
Now, we get to start looking at houses!