Coeur d'Alene Idaho Homes for Sale - Manufactured Home Financing is Available - Your North Idaho Real Estate Pro

Coeur d'Alene Idaho Homes for Sale.

Manufactured Home Financing is Available - Your North Idaho Real Estate Pro - Kootenai County, Coeur d'Alene, Hayden, Post Falls, Rathdrum and Surrounding Areas.

Did you know there is still financing options available for manufactured homes that are real property? Below is an overview of the guidelines:

1. Income limits apply (IHA)
2. They can be financed as an FHA/VA/RD loan. Must following FHA/VA/RD guidelines for manufactured homes
3. Minimum credit score of 680
4. Maximum diti 45%

Also able to finance them as a conventional loan through IHA

1. 20% down payment
2. Minimum credit score of 680
3. Maximum diti 41%

IHA requires the following:

1. Current engineers certification verifying the foundation meets HUD standards
2. Copy of the fully-executed, recorded Intent to Declare Manufactured Housing as Real Property form
3. Property must be a double-wide, constructed post June 15, 1976 on a concrete foundation moved from the factory to the present location and taxes as real estate.

If you are looking for this type of financing please give me a call and I can refer you to a qualified and reputable lender.

Free MLS Property Search at: www.SellingNorthIdaho.com

Contact: Pam Jank, Realtor, ABR, GRI, CRS, RSPS, PPS
Previews Property Specialist
Web: Coeur d'Alene Idaho Homes for Sale
email to:pamjank@hotmail.com
Phone: 208-661-2282
Fax: 208-772-628 Toll Free: 800-829-2555 EXT.1275
COLDWELL BANKER SCHNEIDMILLER REALTY
1924 Northwest Blvd, Coeur d'Alene, ID 838314

Your North Idaho Real Estate Pro - Pam Jank