Taking Time to Remember What's Really Important

Taking Time to Remember What's Really Important

Several of you have noticed my absence from the rain - I thank you all for your e-mails and inquiries on Facebook. Allow me to write from the heart... I've been taking some time.

Time to evaluate what's really important in my life. Like:

Time to spend with my lovely daughter who will be 4 years old at the end of March.

Time to spend with my lovely husband who works like a fool so I can spend most of my days with our daughter.

Time with my Mum and Dad who recently relocated to North Idaho in order to be near us (it only took several years and the birth of their first grand-child to do it)!

Time to spend with my lovely mother-in-law (loveliest woman on the planet, without question) as her health fades and time with her only grand-child becomes more limited.

Time to spend on a new passion of mine called ilovecda.com --- a little identity of myself away from the world of home finance; where I can feel free to write as I would, poke fun at myself, and just have a good time living in God's country, aka: Coeur d'Alene, Idaho.

But, I wanted to let you know that we are still here. Times are tough, that is for sure. And I will make no false pre-tenses to say business is going along swimmingly. But we are still here.

I am happy to announce that we just received our SECOND HUD approval- almost unheard of with a Mom-and-Pop office like ours.

In fact, current events in the mortgage industry have placed mortgage professionals in a more heavily regulated environment than ever before. The subprime meltdown, increasing foreclosures, industry fraud and other financial market troubles have placed the mortgage industry in a position of intense review, revamping and regulation. While it has always been at the heart of most legislation, the issue of consumer protection has come to the forefront of industry expectations.

Adherence to federal and state laws, an eye for detail in the origination process and commitment to principles are great ways for mortgage professionals to protect themselves and their customers. By being well informed and conducting business in a manner than inspires confidence, lean times are less of a concern for savvy brokers and originators.

I wish you all the best, especially at this time of year where time with friends and family is most important.

Maryellen Garasky
Mortgage Broker
KMG Mortgage Group
(208) 664-3600
(509) 638-3455
www.KMGmortgageGroup.com