First time home buyers… So, you want to buy a house? Now what?

First off, I'd like to say congratulations for your desire and intention to buy a home. When you own a home the pride of ownership you gain is difficult to put into words. Then, to build EQUITY, along with the other financial advantages, the interest deduction (off of your taxes) and the current $7500 tax credit, LAUNCHES your financial future into a whole new direction.

Now, purchasing a home is a BIG decision and the process can be intimidating. Hiring a Realtor has HUGE benefits for you first in terms of knowledge of the marketplace, then of course the obvious, access to property. Remember also, your realtor handles negotiations on your behalf, along with the details, dates and, last but not least, the paperwork. Really there is so much more. Finally, did you know that the fees we earn are paid for by the seller?

So, which house do you want? Well, first we have to be honest about money. What can you reasonably afford? I know several lenders, any of whom can help you answer that question. You can be 'prequalified' over the phone but, it is actually in your best interest to seek a pre-approval for an actual amount that the lender is willing to loan to you for a home. Why? When you want to make an offer on a house you will have more credibility with the seller. In addition, closing the deal could be done more quickly assuming everything else falls into place. Is that exciting? Yes!

When you have a pre-approved, then you are truly ready! That is when we get to the fun part... finding the right house! Purchasing a new home is a big deal, I do not take my part lightly.

Let me be your Realtor. I will work for you.

Steve Miller (208)659-1476 Search for property