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Your REALTOR:
Debra Kukulski
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April 2009
"The highest compliment a client can give me is to trust me with a referral, this is how I build my business!"
If you have a friend or family member looking to buy or sell a home please pass their name and number along to me and I will give them the same great service I give to all of my clients! I can also help
people find a Realtor nationwide!
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Copyright © 2009 Realty Times
All Rights Reserved.
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Five Ways to Wow Buyers
 These days, tax credits and high housing inventory make it a buyers' market. If you're a seller, don't despair. There are a variety of renovations that can help make your home stand out. Many buyers look at numerous homes when shopping for a house; so enhancing your home to make it more memorable is vital and increases the chances of a successful sale.
Clearing clutter, taking down personal photos, applying a fresh coat of paint, making minor repairs, and keeping a pleasant aroma are all basic techniques to make your home more appealing. But there are a few other
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Mortgage Rates
U.S. averages as of March 26, 2009:
30 yr. fixed: 4.85%
15 yr. fixed: 4.58%
1 yr. adj: 4.85%
<!-- <B>30 yr. jumbo: 6.98%</B>-->
View current rates
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creative enhancements that you can do to wow buyers without emptying your wallet. The results not only attract more attention, but also paint a picture of a well-cared-for home.
CONTINUED >>>
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Where Housing is Headed
 We received an important indicator of where housing is headed last month, when new mortgage applications for home purchases and refinances suddenly surged as they hadn't in months.
Applications for FHA loans to buy houses were up by 10.4 percent. And overall home purchase applications jumped by 7.1 percent.
Meanwhile mortgage interest rates dropped to their second lowest level in nearly two decades, according to the Mortgage Bankers Association. Thirty year fixed rates averaged 4.96 percent and fifteen year rated dropped to just 4.5 percent.
Why's this important? New financing applications to buy homes obviously point to rising purchase contracts and closed sales in the months ahead. They also suggest that prices have hit a level in many markets that is attracting once-hesitant buyers off the sidelines.
There's still another factor that's likely at work here as well: Congress's CONTINUED >>>
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What You Need to Know
to Buy a Home Today
 Don't let a sluggish economy get you down. There are reasons to shop for personal items-including a new home. I recently saw an advertisement for a new car that said you could return the car in the first year if you lose your job. While there may not be that incentive for homes yet, some other perks might give you reason to start your housing search.
If you can afford to buy, consider making homeownership a goal this year, especially if you haven't owned a principal residence in three years prior to buying. The new stimulus package sweetens the deal for homebuyers who purchase a residence on or after January 1, 2009, and before December 1, 2009. The incentive is for first-time homebuyers who remain in their home for at least three years. It provides a credit for 10 percent of the home purchase price, up to an $8,000 limit. The credit can be taken on your 2008 or 2009 tax return.
If you close on a home after the April 15 tax deadline, you can apply for an extension provided that you close on your home before the extension deadline of October 15. If you're extra speedy and have already filed your 2008 return, don't worry - you can file an amendment to claim the credit. You have three years to CONTINUED >>>
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How Can Debra Kukulski Help You?
If you are seeking a top, experienced professional who will listen, coach and help you work through your transaction so that you can relax and enjoy the fun and rewarding part of buying/selling, call Debra directly at 847-516-6760 or visit her excellent website for real estate, area, community, and school information. You can also search over 120,000 listings from her website: http://www.TheresNoPLaceLikeYourPlace.com.
Ask her about her exclusive 'Sellers Marketing Plan' which includes extensive internet exposure for your home, or her 'Preferred Buyers Program', where you will recieve daily notifications of new listings from ALL of the offices that match YOUR criteria and a private, password protected, interactive web site that is updated daily for you AND has all of the details and pictures! (Trust me, you will LOVE this!)
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Debra Kukulski, ABR,GRI,RECS,e-PRO
E-mail: deb@debrakukulski.com
Web: http://www.debrakukulski.com/
Direct: 847-516-6760 |
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RE/MAX Unlimited Northwest Cary Grove Crystal Lake
847-639-6600
7107 Pingree Road (Corner of Pingree at 14)
Crystal Lake, IL 60014
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Equal Housing Opportunity
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