Pre-Approval

You are out looking for that home of your dreams and never quite find it. This one has bad lighting and that one has a bad kitchen layout. Then the clouds part, the sun begins to shine and you find the "one". But you can't put in an offer because you haven't taken the very crucial step of getting pre-approved for a loan or you put an offer without a pre-approval and the seller tells you to take a hike because your offer is useless without it. Now you have to scramble and get that pre-approval so you can secure your dream home, meanwhile someone else waltzes right in with a pre-approval and makes an offer and buys your dream home. Save yourself this heartache and get yourself pre-approved at the start of your home search. Keep in mind two key items 1. you are not the only person looking for a home in your price range 2. a seller will not take your word for it that you can afford their home. A pre-approval will help you avoid either item costing you a home.