Super Conforming Loan Limits:
Premiere Mortgage Services Inc. www.BainMortgage.com Dana Bain & Robin Bain cover all of MA & NH 800-480-0545 978-422-2311
A super conforming mortgage loan is a term coined by Fannie Mae and Freddie Mac for mortgages in certain parts of the country that are more expensive areas to live. Fannie and Freddie have a mortgage limit of $417,000 in most parts of the country, and anything above that figure they will not buy because it is considered a jumbo loan. Because of the appreciation in home values, certain areas can now apply for loans up to $625,000 and even $729,000 because of the high cost of homes.
2009 Super-Conforming First Mortgage Loan Limits Up to $729,750 Now Available in High-Cost Areas
On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act ("ARRA") which established "high-cost" area conforming loan limits (termed ‘Super-Conforming') in specific counties in addition to the standard conforming loan limits. Please contact your Financial Advisor for more information about Super-Conforming loans.
ARRA High-Cost AreaLoan Limits
|
COUNTY NAME |
STATE |
ONE-UNIT LIMIT |
|
Coconino County |
AZ |
$450,000 |
|
Alameda County |
CA |
$729,750 |
|
Alpine County |
CA |
$547,500 |
|
Amador County |
CA |
$443,750 |
|
Calaveras County |
CA |
$462,500 |
|
Contra Costa County |
CA |
$729,750 |
|
El Dorado County |
CA |
$580,000 |
|
Inyo County |
CA |
$437,500 |
|
Los Angeles County |
CA |
$729,750 |
|
Madera County |
CA |
$425,000 |
|
Marin County |
CA |
$729,750 |
|
Mendocino County |
CA |
$512,500 |
|
Merced County |
CA |
$472,500 |
|
Mono County |
CA |
$529,000 |
|
Monterey County |
CA |
$729,750 |
|
Napa County |
CA |
$729,750 |
|
Nevada County |
CA |
$562,500 |
|
Orange County |
CA |
$729,750 |
|
Placer County |
CA |
$580,000 |
|
Riverside County |
CA |
$500,000 |
|
Sacramento County |
CA |
$580,000 |
|
San Benito County |
CA |
$729,750 |
|
San Bernardino County |
CA |
$500,000 |
|
San Diego County |
CA |
$697,500 |
|
San Francisco County |
CA |
$729,750 |
|
San Joaquin County |
CA |
$488,750 |
|
San Luis Obispo County |
CA |
$687,500 |
|
San Mateo County |
CA |
$729,750 |
|
Santa Barbara County |
CA |
$729,750 |
|
Santa Clara County |
CA |
$729,750 |
|
Santa Cruz County |
CA |
$729,750 |
|
Shasta County |
CA |
$423,750 |
|
Solano County |
CA |
$557,500 |
|
Sonoma County |
CA |
$662,500 |
|
Stanislaus County |
CA |
$423,750 |
|
Sutter County |
CA |
$425,000 |
|
Tuolumne County |
CA |
$437,500 |
|
Ventura County |
CA |
$729,750 |
|
COUNTY NAME |
STATE |
ONE-UNIT LIMIT |
|
Yolo County |
CA |
$580,000 |
|
Yuba County |
CA |
$425,000 |
|
Boulder County |
CO |
$460,000 |
|
Eagle County |
CO |
$729,750 |
|
Garfield County |
CO |
$425,000 |
|
Gunnison County |
CO |
$433,750 |
|
Hinsdale County |
CO |
$557,500 |
|
La Plata County |
CO |
$443,750 |
|
Lake County |
CO |
$729,750 |
|
Ouray County |
CO |
$482,500 |
|
Pitkin County |
CO |
$729,750 |
|
Routt County |
CO |
$675,000 |
|
San Juan County |
CO |
$425,000 |
|
San Miguel County |
CO |
$651,250 |
|
Summit County |
CO |
$729,750 |
|
Weld County |
CO |
$417,500 |
|
Fairfield County |
CT |
$708,750 |
|
Hartford County |
CT |
$440,000 |
|
Middlesex County |
CT |
$440,000 |
|
Tolland County |
CT |
$440,000 |
|
New Castle County |
DE |
$420,000 |
|
District of Columbia |
DC |
$729,750 |
|
Broward County |
FL |
$423,750 |
|
Collier County |
FL |
$531,250 |
|
Manatee County |
FL |
$442,500 |
|
Miami-Dade County |
FL |
$423,750 |
|
Monroe County |
FL |
$729,750 |
|
Palm Beach County |
FL |
$423,750 |
|
Sarasota County |
FL |
$442,500 |
|
Greene County |
GA |
$662,500 |
|
Hawaii County |
HI |
$625,500 |
|
Honolulu County |
HI |
$793,750 |
|
Kalawao County |
HI |
$716,250 |
|
Kauai County |
HI |
$773,750 |
|
Maui County |
HI |
$790,000 |
|
Blaine County |
ID |
$729,750 |
|
Teton County |
ID |
$693,750 |
|
Valley County |
ID |
$462,500 |
|
COUNTY NAME |
STATE |
ONE-UNIT LIMIT |
|
Anne Arundel County |
MD |
$560,000 |
|
Baltimore City |
MD |
$560,000 |
|
Baltimore County |
MD |
$560,000 |
|
Calvert County |
MD |
$729,750 |
|
Carroll County |
MD |
$560,000 |
|
Cecil County |
MD |
$420,000 |
|
Charles County |
MD |
$729,750 |
|
Frederick County |
MD |
$729,750 |
|
Garrett County |
MD |
$437,500 |
|
Harford County |
MD |
$560,000 |
|
Howard County |
MD |
$560,000 |
|
Montgomery County |
MD |
$729,750 |
|
Prince George's County |
MD |
$729,750 |
|
Queen Anne's County |
MD |
$560,000 |
|
Talbot County |
MD |
$443,750 |
|
Worcester County |
MA |
$437,500 |
|
Barnstable County |
MA |
$462,500 |
|
Bristol County |
MA |
$475,000 |
|
Dukes County |
MA |
$729,750 |
|
Essex County |
MA |
$523,750 |
|
Middlesex County |
MA |
$523,750 |
|
Nantucket County |
MA |
$729,750 |
|
Norfolk County |
MA |
$523,750 |
|
Plymouth County |
MA |
$523,750 |
|
Suffolk County |
MA |
$523,750 |
|
Douglas County |
NV |
$468,750 |
|
Rockingham County |
NH |
$523,750 |
|
Strafford County |
NH |
$523,750 |
|
Atlantic County |
NJ |
$453,750 |
|
Bergen County |
NJ |
$729,750 |
|
Burlington County |
NJ |
$420,000 |
|
Camden County |
NJ |
$420,000 |
|
Cape May County |
NJ |
$487,500 |
|
Essex County |
NJ |
$729,750 |
|
Gloucester County |
NJ |
$420,000 |
|
Hudson County |
NJ |
$729,750 |
|
Hunterdon County |
NJ |
$729,750 |
|
Mercer County |
NJ |
$440,000 |
|
COUNTY NAME |
STATE |
ONE-UNIT LIMIT |
|
Middlesex County |
NJ |
$729,750 |
|
Monmouth County |
NJ |
$729,750 |
|
Morris County |
NJ |
$729,750 |
|
Ocean County |
NJ |
$729,750 |
|
Passaic County |
NJ |
$729,750 |
|
Salem County |
NJ |
$420,000 |
|
Somerset County |
NJ |
$729,750 |
|
Sussex County |
NJ |
$729,750 |
|
Union County |
NJ |
$729,750 |
|
Santa Fe County |
NM |
$427,500 |
|
Bronx County |
NY |
$729,750 |
|
Dutchess County |
NY |
$443,750 |
|
Kings County |
NY |
$729,750 |
|
Nassau County |
NY |
$729,750 |
|
New York County |
NY |
$729,750 |
|
Orange County |
NY |
$443,750 |
|
Putnam County |
NY |
$729,750 |
|
Queens County |
NY |
$729,750 |
|
Richmond County |
NY |
$729,750 |
|
Rockland County |
NY |
$729,750 |
|
Suffolk County |
NY |
$729,750 |
|
Westchester County |
NY |
$729,750 |
|
Camden County |
NC |
$729,750 |
|
Currituck County |
NC |
$458,850 |
|
Dare County |
NC |
$460,000 |
|
Hyde County |
NC |
$483,000 |
|
Pasquotank County |
NC |
$729,750 |
|
Perquimans County |
NC |
$729,750 |
|
Athens County |
OH |
$432,500 |
|
Clackamas County |
OR |
$418,750 |
|
Columbia County |
OR |
$418,750 |
|
Deschutes County |
OR |
$447,500 |
|
Jackson County |
OR |
$422,500 |
|
Multnomah County |
OR |
$418,750 |
|
Washington County |
OR |
$418,750 |
|
Yamhill County |
OR |
$418,750 |
|
Bucks County |
PA |
$420,000 |
|
Chester County |
PA |
$420,000 |
|
Delaware County |
PA |
$420,000 |
|
Montgomery County |
PA |
$420,000 |
|
Philadelphia County |
PA |
$420,000 |
|
Pike County |
PA |
$729,750 |
|
York County |
PA |
$425,000 |
|
Bristol County |
RI |
$475,000 |
|
Kent County |
RI |
$475,000 |
|
Newport County |
RI |
$475,000 |
|
|
|
|
|
Providence County |
RI |
$475,000 |
|
Washington County |
RI |
$475,000 |
|
Cannon County |
TN |
$432,500 |
|
Cheatham County |
TN |
$432,500 |
|
Davidson County |
TN |
$432,500 |
|
Dickson County |
TN |
$432,500 |
|
Hickman County |
TN |
$432,500 |
|
Macon County |
TN |
$432,500 |
|
Robertson County |
TN |
$432,500 |
|
Rutherford County |
TN |
$432,500 |
|
Smith County |
TN |
$432,500 |
|
Sumner County |
TN |
$432,500 |
|
Trousdale County |
TN |
$432,500 |
|
Williamson County |
TN |
$432,500 |
|
Wilson County |
TN |
$432,500 |
|
Salt Lake County |
UT |
$729,750 |
|
Summit County |
UT |
$729,750 |
|
Tooele County |
UT |
$729,750 |
|
Wasatch County |
UT |
$431,250 |
|
Albemarle County |
VA |
$437,000 |
|
Alexandria City |
VA |
$729,750 |
|
Amelia County |
VA |
$535,900 |
|
Arlington County |
VA |
$729,750 |
|
Caroline County |
VA |
$535,900 |
|
Charles City County |
VA |
$535,900 |
|
Charlottesville City |
VA |
$437,000 |
|
Chesapeake City |
VA |
$458,850 |
|
Chesterfield County |
VA |
$535,900 |
|
Clarke County |
VA |
$729,750 |
|
Colonial Heights City |
VA |
$535,900 |
|
Cumberland County |
VA |
$535,900 |
|
Dinwiddie County |
VA |
$535,900 |
|
Fairfax City |
VA |
$729,750 |
|
Fairfax County |
VA |
$729,750 |
|
Falls Church City |
VA |
$729,750 |
|
Fauquier County |
VA |
$729,750 |
|
Fluvanna County |
VA |
$437,000 |
|
Frederick County |
VA |
$475,000 |
|
Fredericksburg City |
VA |
$729,750 |
|
Gloucester County |
VA |
$458,850 |
|
Greene County |
VA |
$437,000 |
|
Goochland County |
VA |
$535,900 |
|
Hampton City |
VA |
$458,850 |
|
Hanover County |
VA |
$535,900 |
|
Henrico County |
VA |
$535,900 |
|
Hopewell City |
VA |
$535,900 |
|
COUNTY NAME |
STATE |
ONE-UNIT LIMIT |
|
Isle of Wight County |
VA |
$458,850 |
|
James City County |
VA |
$458,850 |
|
King and Queen County |
VA |
$535,900 |
|
King William County |
VA |
$535,900 |
|
Lancaster County |
VA |
$545,000 |
|
Loudoun County |
VA |
$729,750 |
|
Louisa County |
VA |
$535,900 |
|
Manassas City |
VA |
$729,750 |
|
Manassas Park City |
VA |
$729,750 |
|
Mathews County |
VA |
$458,850 |
|
Nelson County |
VA |
$437,000 |
|
New Kent County |
VA |
$535,900 |
|
Newport News City |
VA |
$458,850 |
|
Norfolk City |
VA |
$458,850 |
|
Petersburg City |
VA |
$535,900 |
|
Poquoson City |
VA |
$458,850 |
|
Portsmouth City |
VA |
$458,850 |
|
Powhatan County |
VA |
$535,900 |
|
Prince George County |
VA |
$535,900 |
|
Prince William County |
VA |
$729,750 |
|
Richmond City |
VA |
$535,900 |
|
Spotsylvania County |
VA |
$729,750 |
|
Stafford County |
VA |
$729,750 |
|
Suffolk City |
VA |
$458,850 |
|
Surry County |
VA |
$458,850 |
|
Sussex County |
VA |
$535,900 |
|
Virginia Beach City |
VA |
$458,850 |
|
Warren County |
VA |
$729,750 |
|
Williamsburg City |
VA |
$458,850 |
|
Winchester City |
VA |
$475,000 |
|
York County |
VA |
$458,850 |
|
Clark County |
WA |
$418,750 |
|
Jefferson County |
WA |
$437,500 |
|
King County |
WA |
$567,500 |
|
Kitsap County |
WA |
$475,000 |
|
Pierce County |
WA |
$567,500 |
|
San Juan County |
WA |
$593,750 |
|
Skamania County |
WA |
$418,750 |
|
Snohomish County |
WA |
$567,500 |
|
Hampshire County |
WV |
$475,000 |
|
Jefferson County |
WV |
$729,750 |
|
Teton County |
Dana K. Bain
President
MLO 18693
www.PremiereMortgageServicesInc.com
11 Malvern Hill Road
Sterling, MA 01564
Phone: (978) 422-2311
Toll Free: (800) 480-0545
Fax: (978) 422-2313
MA Lic. No. MB1205
Licensed by the State of NH
Banking Dept. Lic. No. 5430-MBR
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