Help for At-Risk Homeowners

The following groups are available to help at-risk homeowners:

· HUD at (800) 569-4287, (877) 483-1515, or www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

· HOPE NOW, a cooperative effort of HUD mortgage counselors and lenders to assist homeowners: (888) 995-HOPE or www.hopenow.com

· NeighborWorks America: www.nw.org/network/home.asp

· Federal mortgage modification and refinancing programs: www.makinghomeaffordable.gov

· The Controller of the Currency's consumer information site for banking-related questions: www.helpwithmybank.gov

· OCC Customer Assistance Group: www.occ.gov/customer.htm

· Federal Trade Commission: www.ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm

· Federal Reserve Board: www.federalreserve.gov/pubs/foreclosurescamtips/default.htm