FHA FINANCING IS A GOOD CHOICE FOR MARYLAND HOME BUYERS

FHA FINANCING IS A GOOD CHOICE FOR MARYLAND HOME BUYERS

LOW DOWN PAYMENT AND SELLER CAN ASSIST WITH CLOSING COST

Down payment only 3.5% of the purchase price

100% financing available though Gifts and Grants

No Bank reserves or savings required

Seller can credit up to 6% to pay towards buyers closing cost.

EASIER TO QUALIFY FOR FHA THAN FOR MOST CONVENTIONAL PROGRAMS

No Minimum Credit score of FICO score requirement

FHA will allow you to purchase a home 2 years after a bankruptcy

FHA will allow a purchase of a home 3 years after a foreclosure.

EASY JOB REQUIREMENTS AND HIGH DEBT RATIOS ARE ALLOWED

Less than 2 years on the job is okay

Sell employed is okay

EVERY PROSPECTIVE HOME BUYER SHOULD HAVE A PRE-APPROVAL LETTER FROM THEIR MORTGAGE LENDER.

Please ask us for a referral to a lender if you do not have a personal relationship with your loan officer.