Foreclosure Prevention, Loan Modification, Short Refinance Principal Reduction Program To Keep you in Your Home

For home owners who are facing a financial hardship we have more than one option to help with your hardship and potentially keep you in your home.

Depending on your lender and your qualifications I offer the following tools to help you:

1: Loan Modification Depending on your financial situation, lendier etc, your want to get your first loan down to 31% of your GROSS income and this should include Principal interest, taxes, and insurance. So, if your paying a interest only or neg am loan, and your already at or above 31% of your gross income, you may qualify depending on your lender, and additional criteria.

2: Has your home loast 20% or more in value? For example Do you owe $950,000 on your loan but it is worth $400,000??? (some people do) you may benefit from a principal reduction or short refinance.

4: Is your 2nd loan upside down, You owe $350,000 but the home is worth less than what you owe on the first?? In this case I may be able to help you as well.

If you have income, and you want to keep your home, we may be able to help you?

I am also certified by IAPDA to assess your financial situation and advise on changes to make settlements with your bank credit cards.

I have options to help you keep your home. Our fees are very reasonable.

Legal Realtly

www.certifieddebtnegotiators.com

Short Sales, Principal Reductions, Loan Modifications, Debt Settlement,