Termites and other pests can be a minor nuisance or a major problem. You should never purchase a home without having a pest inspection. It is usually the seller's responsibility to be sure that the house is termite free prior to sale. If there is significant damage, you can use that as a bargaining chip in your negotiations. If you are using conventional financing, the lender will probably insist on a pest inspection prior to closing the loan. Termites are the most common pests but there are others such as carpenter ants.
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