Is the 30 Year Fixed Mortgage Now Obsolete?

Ok... Perhaps the title is a little audacious. But, maybe not. Especially for financially savvy home buyers in Maryland looking to buy with a 25% or more down payment. While The Home Ownership Accelerator loan is not for everyone, everyone should learn about it. A popular loan in Australia and the UK, The Home Ownership Accelerator is gaining popularity fast, and for good reason. Find out how the Home Ownership Accelerator can help you achieve your financial goals faster.

PAY OFF YOUR LOAN SOONER

In an era of reduced home values, people are more focused than ever on eliminating debt:

• The Accelerator lets more of your money go towards reducing the principal, so you pay off sooner.
• If you have good cash flow, you could use the Accelerator to pay off an average sized loan in roughly half the time – with no change to spending habits
• Owing less money saves you thousands in interest!

SAVE THOUSANDS IN INTEREST PAYMENTS

With the Home Ownership Accelerator, you deposit your entire paycheck into this innovative line of credit instead of your checking account, dramatically reducing the principal balance on which interest is computed. Paying less interest means you’ll have more money for paydown, which could enable you to pay off years earlier - - often in around half the time. Your money works for you, offsetting interest costs on your loan, versus earning next to nothing in a traditional checking account.

NO CHANGE TO SPENDING HABITS

While your money is idle, it keeps your loan balance lower, saving you interest. When you need funds for expenses, it works just like your old checking accounts – with regular checks, an ATM/Debit card, and online bill-pay.

You need to know about this amazing new financial tool.

Here are three ways to learn more:

* Watch this 5 Minute Movie

* Join one of our upcoming consumer seminars in Southern Maryland about how the Accelerator works and its benefits.

* Or, simply contact me to see how this incredible new loan can truly accelerate achieving your financial goals!

Want to get started? Click the icon below:

Programs and terms subject to change without notice. Payments, draws, and variable interest rate will affect total interest and loan payoff timing. Loan balance may increase if withdrawals exceed deposits. “Home Ownership Accelerator” and the yellow flying house logo are trademarks of CMG Mortgage, Inc. All rights reserved; intended for use by Accelerator-certified, licensed mortgage professionals. © 2005-2009 CMG Mortgage, Inc. HUD ID#78442-0000-0; MD #10825. Academy Mortgage Corporation Company NMLS ID: 3113 State Corporate License: 12423 Branch NMLS#: 194057. Steve Combs NMLS ID: 381933 State License:19582. For more info, visit us online: www.Steve-Combs.com www.academymortgage.com/stevecombs.