Affordable Housing Resources for Frederick County MD

When the snow slows you down or a spare minute comes your way in the upcoming

months, check out these websites for information on programs for buyers.

•· http://www.morehouse4less.com/

•· www.co.frederick.md.us/housing

Click on Resources in the left hand column to see what the DHCD Maximum limits are for Frederick County. One example: As of 4-12-07, a family of 4 can qualify for the MPDU Program with a maximum income of $66,150.

•· http://www.mdhomesprograms.com/

•· http://www.dhcd.state.md.us/

What programs are available?

Frederick County: Karen Green: 301.600.3531 or kgreen@fredco-md.net.

•· More House 4 Less - through Maryland's Department of Housing and Community Development

•· USDA Rural Development

•· Downpayment and Settlement Expense Program (DSELP) - $2500 with a $2500 match available to qualified applicants

•· Homebuyer Assistance Program (HAP) - up to $5000 through Frederick County

•· Frederick County American Dream - up to $20,000 for downpayment and closing costs

•· MPDU Program - homes in new subdivisions available by lottery to county residents or people who work in the county at less than market rates

Frederick City: Eileen Barnhard: 301.228.2842

•· Sold On Frederick II - within City limits only, up to $15,000 for down payment and closing costs

Frederick County Association of REALTORS®: Applications at FCAR

•· (FCAR) Deferred Housing Loan - up to $4000 for down payment and closing costs