Do I Need Flood Insurance?

Do I Need Flood Insurance? That is a question most people need to consider. Your home owner insurance does NOT cover flood insurance. Most consumers believe that they have coverage for their home, but this insurance is limited and people must read their policies.

Check you policy and talk to your agent regularly, many of these issue may not be covered:

• Flood
• Earthquakes
• Vacant Homes (could be leaving house vacant for more than a week) - check your policy
• Environmental Issues (e.g., mold, radon)
• Business activities
  

With hurricane season upon us...it might be a good time to rethink it. Even a serious rain can cause a lot of damage. Here is a link to the government website.

http://www.floodsmart.gov/