Greater Metro Detroit Michigan Short Sale Specialist- NEW information regarding post-short sale borrowing

CALL FOR A FREE SHORT SALE CONSULTATION TO SEE IF YOU QUALIFY: 248.670.4064

My name is Avery Piantedosi and I specialize in short sales, or, ‘pre-foreclosure' sales. I am a licensed Realtor in Michigan and I have experience working with all of the major as well as the smaller lenders to obtain reduced payoffs on mortgages and second mortgages (or home equity loans), and help people sell homes that are 'underwater'.

Short Sales are all I do and I work with a small team of dedicated individuals who help me achieve an almost 100% bank approval success rate. I work in Oakland, Wayne, Macomb, Genesee and Washtenaw counties.

I can help you avoid foreclosure, educate you on the alternative options with your lender and handle all the details involved in a successful short sale. I can also educate you on two of the most important issues when doing a short sale:

Deficiency Judgments and Tax Implications. These topics are important to know about if you are considering a short sale on your home.

Defaulting on your mortgage and/or not being able to sell your home can be a stressful, difficult situation. Many homeowners know they are heading into default, even if they are not behind on payments yet, or may already be in foreclosure. Most homeowners are unaware that they do have options. A successful short sale can minimize damage to your credit and allow you to sell your home quickly- even in this market!

My clients experience these benefits:

•Avoid the credit score damage that comes with foreclosure

•Experience a quicker financial recovery. (Average time to purchase a new home after a short sale is 24-36 months).

•Avoid the foreclosure process entirely and postpone the sheriff's sale.

•Live in the property without paying the mortgage for up to 1 year or more

Some reasons why lenders are approving short sales:

•If you are experiencing a hardship including medical problems, job loss or divorce

•The loan amount is higher than what the property is worth

•The homeowner is facing foreclosure due to missed mortgage payments

•The property's physical condition does not allow for a Fair Market Value Sale

•Relocation out of state

My short sale services include:

•Finding a buyer for your property- quickly!

•Negotiating with your lender for a reduced payoff and FULL release of lien

•Protecting you against deficiency judgments

•Handling all the paperwork and processing that goes with completing a short sale

•Facilitating the closing with all parties and assuring a smooth, effortless transaction

I will also help you educate yourself about some of the potential negative aspects of a short sale:

•Tax implications

•Deficiency Judgments

•How it will affect your credit

•Timeline's

For a detailed package of information, please contact me via email: averylp@comcast.net, or, by phone: 248.670.4064

You can also visit my website for more information as well as important links regarding the tax implications related to a short sale at: www.averysellsproperty.com

Please contact me for a free, confidential consultation at any time.