What should I do if I'm feeling excluded from certain neighborhoods when searching for a new home?
Immediately contact the U.S. Department of Housing and Urban Development (HUD) if you ever feel excluded from a neighborhood or particular house. Also, contact HUD if you believe you are being discriminated against on the basis of race, color, religion, sex, nationality, familial status, or disability. HUD's Office of Fair Housing and Equal Opportunity has a hotline for reporting incidents of discrimination: 1-800-669-9777 (and 1-800-927-9275 for the hearing impaired). Read more about FHA/HUD financing by clicking here FHA Financing FAQ .
And always remember, it is wise to obtain a mortgage preapproval prior to searching for a home. With a preapproval in hand you will know what price range you can qualify for and afford. This help your Realtor search for the perfect home for you. It will also allow them to make an offer when you find that home so that someone else doesn't get it while you are searching for a mortgage preapproval. To begin the preapproval process click here www.44mortgage.com .
James Lasota
Branch Manager
American Mortgage Centers
(517) 586-4030
jim@44mortgage.com
Cell (810) 623-1418
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