One of the cool things about taking a loan application is that it makes you think ahead. The reason that it does this is because on the Truth In Lending Form you have to put in the first payment date, which is generally about 2 months after the closing date.
So, if it may be 15 degrees out with snow on the ground now, but when you put that May 1st, first payment date down on the form, it makes me thing Spring!
And that's not a bad thing to think about right now as I sit in my home office with the space heater going, wrapped in a blanket with the sniffles. While I don't mind winter, I am looking forward to getting outside more and soaking up some rays. This spring I plan on buying a new bicycle and riding some of the trails that they've put here in St. Louis.
Here in St. Louis there is an organization called, Trailnet that in conjunction with the States of Illinois and Missouri along with the various municipal governments throughout the area is working on developing a network of bicycle and hiking trails that will pretty much blanket the area. Most of these trails are pretty moderate and suitable for the entire family to ride on. Many of them will also make bicycling a viable method of commuting.
Trailnet also sponsors a series of rides ranging from 5 mile rides to the zoo and art museum to a century ride that covers a good chunk of the local trail network.
In addition to Trailnet there are also many other cycling groups throughout the area that sponsor rides throughout the midwest and even a few beyond. Most of these rides are family friendly, but a few of them have more of an adult feel to them, such as the group wides that go from winery to winery. I guess that kids could come, hell you'll probably need SOMEONE to drive you home, right? ;-)
Below are some links to some of the bicycling sites. Maybe we'll bump into one another out on the road!
Stlbiking.com Goodcyclist.org St. Louis Bicycling Federation Katytrail Moonlight ramble
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