Did You Blink????

If you did, then you know by now that you missed the opportunity to get a 4.5% interest rate! Oh, well. Not a big deal, really. Rates are still hovering around the 5.5% mark....considerably better than when I entered this biz back in the early 80's when rates were at 12%! OH.....and that was an improvement from the late '70's when rates reached a whopping 19%. I have visions of being able to qualify for a stunning 0 bedroom, 1 outhouse storage shed!

There are extraordinary loan options available today. FHA and VA want home buyers to be able to achieve the American Dream.....really! VA still allows 100% financing all the way up to $417,000! WOW! And FHA offers loooooooow down payment options of 3.5% AND allows the seller to contribute up to 6% of closing costs and pre-paids. AND if that's not tantalizing enough, the down payment CAN be a GIFT!

So.......what are you waiting for?? Home prices are incredibly affordable. It IS a BUYER'S MARKET. Take advantage of this incredible time in real estate history to get a piece of this delicious pie....before inflation (a very bitter pie) kicks in.

Another suggestion: Look at monthly payment. Can you afford it - comfortably? If the answer is YES.....do it .....NOW!

Feel free to contact me at rkrasnoff@homusa.com or 828-545-5411. I have added mortgage lending to my professional service menu and lend in 27 states. Call me today to get pre-qualified. We can close your loan in 15 days, offering you the pride of home ownership........as well as a big, fat tax deduction!

First time buyer? Remember, that Uncle Sam wants YOU to have an $8000 tax credit.

Signing off til next time...........Randi

www.homusa.com

www.rrwnc.com